Don't Let Cost Stop You From Protecting Your Home
Flexible payment options starting at $125/month
Trusted by Bay Area homeowners • Licensed CA #1145092
Choose Your Financing Path
We partner with 3 types of lenders to ensure every Bay Area homeowner can afford quality roofing. Pick the option that fits your situation.
Fast Approval
Perfect for Most Homeowners
- ✓Instant decision in 60 seconds
- ✓0% interest for 12 months (qualified customers)
- ✓No dealer fees - save 3-7% vs competitors
- ✓Check rates without credit impact
- ✓Flexible terms: 12 to 60 months
Credit Union Loans
Best for Large Projects
- ✓Rates as low as 7.375% APR (HELOC)
- ✓Borrow up to $700,000 (Golden 1)
- ✓Use home equity - no cash out of pocket
- ✓Tax-deductible interest (consult tax advisor)
- ✓Long repayment terms up to 22 years
Low-Income Assistance
For Qualified Homeowners
- ✓Interest rates as low as 1% or 0%
- ✓Some loans are forgivable
- ✓Deferred payment options available
- ✓EHL is approved contractor
- ✓Energy-efficient roof upgrades qualify
EHL Roofing is pre-approved contractor for these programs
Not sure which option is right for you? Our team can help you choose the best financing path based on your situation. Get personalized guidance →
Compare All Options Side-by-Side
| Feature | ⚡ Fast Approval | 💰 Credit Union | 🏛️ Government |
|---|---|---|---|
| Approval Time | 60 seconds | 1-3 days | 7-14 days |
| Interest Rates | From 4.49% APR | From 7.375% APR | 1% or 0% APR |
| Maximum Amount | $100,000 | $700,000 | $200,000 |
| Credit Required | Fair to Excellent | Good + 15-20% equity | Income-based (flexible) |
| Special Features | 0% for 12 months No dealer fees | Lowest rates Tax deductible | Forgivable loans Deferred payment |
| Best For | Most homeowners | Large projects with equity | Low-moderate income |
Calculate Your Monthly Payment
See how affordable a new roof can be with financing
Average Bay Area roof replacement: $16,200 - $21,780
Your Monthly Payment Options:
Rates and terms shown are examples. Actual rates depend on creditworthiness and lender approval. Checking rates does not impact your credit score.
How Financing Works (It's Easy)
Get Your Quote
Schedule a FREE drone inspection. We'll give you exact pricing for your roof with all three quality tiers.
Choose Financing
Pick from Fast Approval (60 sec), Credit Union (lowest rates), or Government Programs. We help you choose.
Get Approved & Start
Get approved (as fast as 60 seconds), sign paperwork, and we start your roof. You pay nothing upfront.
Ready to get started? Most customers get approved in under 60 seconds.
Get Free Quote & Financing OptionsFinancing Questions Answered
Have more questions? Our team is here to help.
Trusted Financing Partners
We've partnered with leading lenders to offer you the best rates and terms
Ready to Make Your Roof Affordable?
Check your rate in 60 seconds. No credit impact. No obligation.
Most Bay Area homeowners qualify for $125-$400/month payments.
Questions? Call us at (415) 964-9422 • Licensed CA #1145092